124 Bedford St

Cumberland, MD 21502
  • $220,000

    Price
  • 3

    Bed
  • 0

    Bath
  • 2,340

    SqFt

About the Listing CBRB110 - 3317751

124 Bedford St is a rare multi-family or commercial opportunity in the heart of Historic Downtown Cumberland. Built in 1895 and offering more than 3,000 square feet, this stately brick property features three separate apartments, each occupying its own floor—ideal for an investor, an owner-occupant, business offices or anyone looking to expand their portfolio in Western Maryland. Step inside to find ornate original woodwork, a grand winding staircase, high baseboards, and an intricately detailed fireplace mantel that showcase the craftsmanship of a bygone era. The main level includes a spacious 1-bedroom apartment, a versatile room with a decorative fireplace, and a welcoming grand foyer with both interior and exterior access to all units. The second floor hosts another 1-bedroom apartment, plus a flexible office/studio/bonus room and an additional half bath located in the hallway. The third-floor apartment features a generously sized layout with a large eat-in kitchen, making it an attractive rental option. A spacious basement provides abundant storage and potential laundry or workshop space. At the rear of the property is a charming courtyard where exterior stairs allow private access to all three levels and the spacious landings offer room for outdoor leisure in a walkable urban setting. Located just steps from shops, restaurants, and the vibrant energy of Downtown Cumberland, this property blends historic charm with income-producing potential. A fantastic opportunity to invest in Mountain Maryland.

Listing Highlights

Status Active
Days on Site 28
Property Type Multi-Family
MLS ® MDAL2013388
Year Built 1895
Total Square Footage 2,340
Lot/Acreage 0.04

Interior Details

  • Bedrooms: 3
  • Bathrooms: 0 Full
  • Appliances:
  • Air Cond: Window Unit(s)
  • Heating: Baseboard - Electric,Radiator
  • Fireplaces: 1, 1 Fireplace
  • Floor:
  • Above Ground Sq Ft: 2340
  • Below Ground Sq Ft: n/a
  • Basement: Interior Access
  • Other:
  • Water: Public

Exterior Details

  • Lot Description: Not New Construction,Horse Property: No,In City Limits
  • Garage Capacity: N/A
  • Zoning: Z-RC
  • Roof:
  • Others:
  • Sewer: Public Sewer
  • Parking Features: On Street

Financial Details

  • Tax Amount: $2,596
  • Taxes w/Assessments: N/A
  • Tax/Property ID: N/A
  • Tax Year: 2025

Payment Calculator

Monthly Payment

  • in Principal and Interest
  • in Taxes
Years
% Down Payment
% Mortgage Rate

Questions About..

124 Bedford St Cumberland, MD 21502

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Never Miss A New Property

Get notified any time there's a new home on the market in this neighborhood!

Don't worry! We'll never spam you or sell your details. You can unsubscribe whenever you'd like.

Originating MLS: BRIGHT_MAIN

home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way