56 Cross Point Dr

Owings, MD 20736
  • $699,900

    Price
  • 5

    Bed
  • 3.5

    Bath
  • 3,626

    SqFt

About the Listing CBRB30 - 122528

🔥Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:✔️ New roof (2017)✔️ New windows (2017 & 2018)✔️ Dual-zone A/C (2019)✔️ Basement renovation with second full kitchen (2019)✔️ Fireplace (2020)✔️ Back deck redone (2021✔️ $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes — crown molding, wainscoting, gas fireplace — every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you’ll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility — perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings. ✨ Modern updates.✨ Timeless design.✨ Rare financing opportunity.✨ Located in one of the area’s most desirable communities. Homes with this level of care — and this kind of financing advantage — don’t come along often. Don’t miss your chance to make it yours!

Listing Highlights

Status Active With Contingency
Days on Site 191
Property Type Residential
MLS ® MDCA2023062
Year Built 2000
Total Square Footage 3,626
Lot/Acreage 0.5
County Calvert
Neighborhood Cross Point
HOA Dues 300/Annually

Interior Details

  • Bedrooms: 5
  • Bathrooms: 3 Full / 1 Half
  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer, Oven - Wall, Refrigerator, Washer
  • Air Cond: Central A/C
  • Heating: Heat Pump(s)
  • Fireplaces: 1, Gas/Propane,1 Fireplace
  • Floor:
  • Above Ground Sq Ft: 2526
  • Below Ground Sq Ft: 1100
  • Basement: Fully Finished,Rear Entrance,Full
  • Other: 2nd Kitchen,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Kitchen - Eat-In,Pantry,Recessed Lighting,Walk-in Closet(s),Built-Ins,Formal/Separate Dining Room,Floor Plan - Traditional
  • Water: Public

Exterior Details

  • Lot Description: Not New Construction,Horse Property: No
  • Garage Capacity: 2 car
  • Parking Spaces: 8
  • Zoning: R-1
  • Roof:
  • Others:
  • Sewer: Private Septic Tank
  • Parking Features: Garage - Front Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Financial Details

  • Tax Amount: $5,979
  • Taxes w/Assessments: N/A
  • Tax/Property ID: N/A
  • Tax Year: 2024

Payment Calculator

Monthly Payment

  • in Principal and Interest
  • in Taxes
Years
% Down Payment
% Mortgage Rate

Questions About..

56 Cross Point Dr Owings, MD 20736

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Never Miss A New Property

Get notified any time there's a new home on the market in this neighborhood!

Don't worry! We'll never spam you or sell your details. You can unsubscribe whenever you'd like.

Originating MLS: BRIGHT_MAIN

|

home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way