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About the Listing BHHSS1 - 3309163
ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid. Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades. Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access" The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year) Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.
Listing Highlights for 3319 Viola Way
Status
Active
Days on Site
125
Property Type
Residential
MLS ®
VASP2043622
Year Built
1995
Total Square Footage
1,795
Lot/Acreage
1
County
Spotsylvania
Neighborhood
Rockland Creek Estates
HOA Dues
365/Annually
School District
Spotsylvania County Public Schools
Elementary School
Berkeley
Middle School
Post Oak
High School
Spotsylvania
Interior Details
- Bedrooms: 3
- Bathrooms: 3 Full
- Appliances: Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer - Electric, Energy Efficient Appliances, Oven - Double, Refrigerator, Stainless Steel Appliances, Washer
- Air Cond: Central A/C
- Heating: Heat Pump(s),Central
- Fireplaces: 1, Fireplace - Glass Doors,Gas/Propane,1 Fireplace
- Floor: Hardwood
- Above Ground Sq Ft: 1539
- Below Ground Sq Ft: 256
- Basement: Fully Finished
- Other: Bathroom - Walk-In Shower,Breakfast Area,Entry Level Bedroom,Kitchen - Island,Pantry,Primary Bath(s),Store/Office,Upgraded Countertops,Walk-in Closet(s),WhirlPool/HotTub,Wood Floors,No Pet Restrictions,Pets Allowed,Main Floor Bedrooms: 3
- Water: Well
Exterior Details
- Lot Description: Backs to Trees,Cul-de-sac,Front Yard,Level,Partly Wooded,Private,Road Frontage,Not New Construction,Horse Property: No
- Garage Capacity: 2 car
- Parking Spaces: 3
- Zoning: RR
- Roof: Metal
- Others: Boat Storage,Hot Tub,Outbuilding(s),Secure Storage,Excellent
- Sewer: On Site Septic
- Parking Features: Paved Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access,Oversized,Detached Carport,Detached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Financial Details
- Tax Amount: $2,547
- Taxes w/Assessments: N/A
- Tax/Property ID: N/A
- Tax Year: 2026
Payment Calculator
Monthly Payment
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Listing Location
Questions About..
3319 Viola Way Bumpass, VA 23024
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