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About the Listing MOMR1 - 3018926
Exceptional 2017 modern farmhouse on a private 3-acre lot in historic Waterford with NO HOA! This rare property features a dedicated mini-farm/garden area, mature trees, a meandering creek, and a reinforced composite deck engineered for a future sunroom conversion. The elegant interior boasts 9-foot ceilings and hickory hardwood floors throughout the main level. The gourmet kitchen features maple cabinetry, granite countertops, a center island, and a brand-new stove, while the living room offers a custom wall prepped for a future double-sided gas fireplace. A spacious main-level bedroom and full bath with heated floors provide the perfect setup for guests or multi-generational living. The home features incredible space and recent upgrades, including a large bonus room above the garage and an expansive walk-out basement, both beautifully finished in 2025. The newly finished basement features durable LVP flooring, a massive recreation room, a separate den or gym, and a full bathroom. Built for ultimate resilience and peace of mind, the property includes a private well, conventional septic, two zones of HVAC (upper unit replaced 2023), two new water heaters, an oversized two-car garage with a workbench and hot/cold water, a Briggs & Stratton 22kw whole-house generator, and an owned 500-gallon underground propane tank. Note: Seller will entertain a VA loan assumption only for qualified Veteran buyers willing to execute a full Substitution of Entitlement. Buyer is responsible for covering the equity gap. Assumption processing times typically run 60–90 days. Contact the listing agent for details before submitting an offer.
Listing Highlights
Status
Active
Days on Site
37
Property Type
Residential
MLS ®
VALO2116260
Year Built
2017
Total Square Footage
3,490
Lot/Acreage
3.02
Interior Details
- Bedrooms: 5
- Bathrooms: 4 Full
- Appliances: Dishwasher, Disposal, Exhaust Fan, Range Hood, Refrigerator, Washer, Dryer, Water Heater
- Air Cond: Central A/C,Ductless/Mini-Split
- Heating: Heat Pump - Electric BackUp
- Fireplaces:
- Floor: Carpet,Tile/Brick,Solid Hardwood
- Above Ground Sq Ft: 2425
- Below Ground Sq Ft: 1065
- Basement: Fully Finished,Interior Access,Outside Entrance,Sump Pump
- Other: Ceiling Fan(s),Kitchen - Gourmet,Kitchen - Island,Recessed Lighting,Upgraded Countertops,Walk-in Closet(s),Window Treatments,Wood Floors,Carpet,Combination Dining/Living,Entry Level Bedroom,Floor Plan - Open,No Pet Restrictions,Pets Allowed,Main Floor Bedrooms: 1
- Water: Well
Exterior Details
- Lot Description: Backs to Trees,Landscaping,Stream/Creek,Not New Construction,Horse Property: No
- Garage Capacity: 2 car
- Parking Spaces: 8
- Zoning: AR1
- Roof:
- Others: Satellite Dish
- Sewer: On Site Septic
- Parking Features: Garage - Front Entry,Garage Door Opener,Inside Access,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Financial Details
- Tax Amount: $7,324
- Taxes w/Assessments: N/A
- Tax/Property ID: N/A
- Tax Year: 2026
Payment Calculator
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Questions About..
40923 Browns Ln Waterford, VA 20197
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